Manulife Life Insurance
Para sa mas komprehensibong insurance protection, kasama na rin sa Platinum and Gold rewards ang life insurance coverage dala ng Manulife – na applicable kahit hindi naka-online sa platform!
Isa ito sa pinakamalaking insurance package na ino-offer sa ating mga rider, at ON TOP pa ito sa iyong free accident insurance, at InLife emergency medical insurance! Basahin ang mga detalye nito:
Coverage ng Manulife Insurance para sa eligible Gold at Platinum drivers:
- up to P1M coverage for accidental deaths (basic life) and total permanent disabilities
- up to P500k coverage for terminal illnesses
- up to P15k coverage for burial assistance to the family
- Coverage is valid for 1 year
- Covers deaths and accidents outside of motorcycle-related activities
- Applicable para sa mga riders aged 18-65 years old
- Kapag lampas sa 65 years old, ang maximum coverage ay aabot lang sa Php500,000
- Ang eligible beneficiaries ng rider ay mga magulang, legal na asawa, legal na anak, at legal na kapatid na may kaakibat na proper documentation (birth cert, marriage license etc)
- Motorcycling Clause: Ang Ka-Move It ay covered kahit ang death ay dahil sa aksidente habang nakasakay ng motor basta’t hindi under infuence of drugs / alcohol, hindi nag-participate sa isang race/ exhibition, at walang nilabag na batas.
- NON-TRANSFERABLE (Hindi pwede i-transfer ang coverage sa kamag-anak o kaibigan)
Makukuha ang buong amount kung sakali ikaw ay namatay
Ikaw ang babayaran ng certain percentage ng amount ng iyong insurance sakali may sustained accidental injuries sa loob ng 180 days after ng date of accident:
|% of Payout
|Loss of Life
|Loss of two limbs
|Loss of two hands
|Loss of two feet
|Total loss of sight of both eyes
|Loss of arm at or above the elbow
|Loss of arm between elbow and wrist
|Loss of hand
|Loss of four fingers and thumb of one hand
|Loss of four fingers
|Loss of thumb
|Loss of index finger
|Loss of middle finger
|Loss of ring finger
|Loss of little finger
|Loss of metacarpals – 1st and 2nd
|Loss of metacarpals – 3rd, 4th or 5th
|Loss of Leg at or above the knee
|Loss of leg below the knee
|Loss of one foot
|Loss of toes – all of one foot
|Loss of big toe
|Loss of any toe other than big toe, each
|Loss of sight of one eye
|Loss of hearing of both ears
|Loss of hearing one ear
No payment shall be made under these benefit provisions for any loss resulting from our caused directly or wholly by:
- Bodily or mental infirmity, hernia, ptomaine or bacterial infection (except pyogenic infection which hall occur with and through an accidental cut or wound) or disease or sickness of any kind
- Poison, gas or fumes (voluntarily or involuntarily taken), atomic explosions, nuclear fission or radioactive gas
- Accident occurring while or because the member is affected by alcohol or any drug
- Self-destruction or any attempt while sane or insane
- Participation in any brawl
- Any violation or attempt of violation of the law or resistance to arrest
- Murder and assault
- War, declared or undeclared, strike, riot, civil war, revolution or any war-like operations, or while under orders for war-like operation or restoration of public order
- Entering, operating or servicing, ascending form or with any aerial or marine device or conveyance except while travelling as a passenger in an aircraft or marine transportation operated by a commercial passenger airline or shipping line on a schedule air or sea service over an established passenger route
- Any injury suffered while engaging in following activities: aqualung diving, boxing, climbing, flying except air travel, football hang-gliding, hunting, ice hockey, motor competitions, parachuting, hurling, polo, pot-holing, power boating, racing, showjumping, skydiving, use of woodworking machinery, water ski jumping and tricks, winter sports, wrestling, yachting beyond 5kms of a coastline
- Makakkuha ang buong amount kung sakali ikaw ay naging totally and permanently disabled mula sa bodily injury or disease na maaari makapigil sayo na makapagtrabaho
- Dapat disabled for a continuous period of at least two (2) months
- Hindi pa nagagamit ang iyong insurance
- Exclusions: No payment shall be made under these benefit provisions for any loss resulting from or caused directly or wholly by:
- Poison, gas or fumes (voluntarily or involuntary taken), atomic explosions, nuclear fission or radioactive gas
- Self-destruction or any attempt while sane or insane
- War, declared or undeclared, strike, riot, civil war, revolution or any war-like operations, or while under orders for war-like operations or restoration of public order
- Disease which originated, or bodily injury which occurred, before the effective date of this benefit provision if the insured member received medical or surgical treatment for such disease or illness within three (3) years immediately before such effective date, unless such treatment was disclosed in the application for coverage
- Injury or death in decliable areas
Upon death notification, the family of the insured member will receive an amount to help cover expenses or settle outstanding debts and liabilities brought about by the death of the member
Upon death notification, the family of the insured member will receive an amount o help cover expenses or settle outstanding debts and liabilities brought about by the death of the member
I-report ang incident sa Move It Help Center para ma-validate at process ang claims ng iyong insurance
FREQUENTLY ASKED QUESTIONS
Hindi, dahil magkaiba ang accident insurance coverage ng pasahero. Ang Manulife insurance ay para sa mga riders upang mabigyan sila ng proteksyon pati sa labas ng ride-related incidents (ex. heart attack, cancer, medical issues etc.)
Oo, dahil magkaiba ang coverage ng mga ito.
Hindi, dahil one time reward lang ito na valid for one year only. Hindi rin transferable sa iba.
Hindi, pero kailangan ay active rider ka pa rin ng Move It para ma-retain ang insurance coverage.
Hindi, hihingin ng insurance provider ang proper documentation tulad ng marriage certificate o birth certificate para maipakita ang legal relation.
Oo, kabilang pa rin dito ang non-ride related incidents.
Kabilang dito ang death certificate, medical certificate, police reports, at legal proof of relation. Maaaring i-contact ang Move It Help Center kung may tanong sa pag-claim nito.
Paano i-redeem ang rewards?
Para ma-enjoy ang iyong rewards, sundan ang gabay para maayos na ma-claim ito:
Fuel: Phoenix Voucher via Limitless App
Kapag qualified sa incentive, makakatanggap ang rider ng SMS mula sa Phoenix kapag pumasok na ang mga e-vouchers. Kailangan gamitin ang Limitless app para makuha ito.
Grab Vouchers: Load, GrabFood, GrabMart
Ang lahat ng riders sa Ka-Move It Rewards ay kailangan gumawa ng Grab passenger account. Gamitin ang email at mobile number na ginamit sa Move It account.
InLife Pre-Paid Health Insurance
Kapag qualified sa incentive, ang rider ay makakakuha ng SMS na may e-voucher code mula sa InLife. Alamin ang mga instructions sa pag-register at pag-redeem dito.